Author Archives: albertlu

Refining the Executive Condominium (EC) Housing Scheme – Condo for sale Singapore

Posted on 24/09/2014 by albertlu

Refining the Executive Condominium (EC) Housing Scheme – Condo for sale Singapore The Government will implement three measures for Executive Condominium (EC) developments to bring the terms for ECs closer to that for public housing, and help support a stable and … Continue reading →

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Staggered Downpayment Scheme – HDB flats for sale

Posted on 24/09/2014 by albertlu

Staggered Downpayment Scheme – HDB flats for sale The current downpayment for flat buyers who take a housing loan from the HDB or financial institutions (FIs) in the flat purchase is 10% and 20% respectively. Under the Staggered Downpayment Scheme, … Continue reading →

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2nd Enhanced Lease Buyback Scheme – HDB resale flats for sale

Posted on 16/09/2014 by albertlu

2nd Enhanced Lease Buyback Scheme – HDB resale flats for sale The Ministry of National Development (MND) and the Housing & Development Board (HDB) announced four enhancements to the Lease Buyback Scheme (LBS). The enhancements (2nd) will avail the LBS … Continue reading →

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Non-citizen quota on subletting of HDB flats for rent – HDB flats for rent

Posted on 16/09/2014 by albertlu

Non-citizen quota on subletting of HDB flats for rent – HDB flats for rent From 16 January 2014, HDB will introduce a quota on the subletting of whole HDB flats to non-citizen (NC) subtenants. This is to prevent the formation … Continue reading →

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Temporary extension of stay for resale flats – HDB flats for sale

Posted on 16/09/2014 by albertlu

Temporary extension of stay for resale flats – HDB flats for sale Sellers of HDB flats will, with effect from today, be able to negotiate with their buyers for a temporary extension of stay in their HDB flats, by up … Continue reading →

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SPR Households to Wait Three Years – HDB resale flats for sale

Posted on 11/09/2013 by albertlu

SPR Households to Wait Three Years – HDB resale flats for sale Previously, Singapore Permanent Resident (SPR) households, i.e. SPR households with no Singapore citizen (SC) owner, may buy resale HDB flats as soon as they acquire SPR status. HDB resale flats for … Continue reading →

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Mortgage Servicing Ratio (MSR) limit – HDB for sale Singapore

Posted on 11/09/2013 by albertlu

Mortgage Servicing Ratio (MSR) limit – HDB for sale Singapore To ensure financial prudence in purchase of public housing and discourage over-consumption, HDB reduced the maximum tenure for HDB housing loans from 30 years to 25 years. The Mortgage Servicing Ratio … Continue reading →

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3Gen Flats – HDB flat for sale

Posted on 11/09/2013 by albertlu

3Gen Flats – HDB flat for sale HDB piloted a new type of Three-Generation (3Gen) flats to cater to multi-generation families living under one roof. These 3Gen flats will feature four bedrooms and three bathrooms (two en-suites), with an internal floor … Continue reading →

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Enhanced of the Multi-Generation Priority Scheme – HDB for sale

Posted on 11/09/2013 by albertlu

Enhanced of the Multi-Generation Priority Scheme – HDB for sale Previously, the Multi-Generation Priority Scheme (MGPS) allowed parents applying for a Studio Apartment (SA) or a 2-room flat to submit a joint application with their married child applying for a … Continue reading →

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Step-Up CPF Housing Grant – HDB for sale

Posted on 11/09/2013 by albertlu

Step-Up CPF Housing Grant – HDB for sale Previously, housing grants were only available to first-time buyers of HDB flats. Second-time buyers of subsidised flats are also subject to the resale levy. The resale levy reduces the subsidy on the second … Continue reading →

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Special CPF Housing Grant – HDB for sale

Posted on 11/09/2013 by albertlu

Special CPF Housing Grant – HDB for sale The Special CPF Housing Grant (SHG) was first introduce on 3 March 2011 by MND to help Families earning up to $2,250 a month to buy their first new 2- to 3-room flat … Continue reading →

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CPF Housing Grant for EC – HDB for rent

Posted on 31/07/2013 by albertlu

CPF Housing Grant for EC – HDB for rent Executive Condominiums (EC) were introduced to cater to Singaporeans, especially young graduates and professionals who cannot qualify to buy new HDB flats but find private property to be out of their … Continue reading →

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CEA Disciplines Salesperson With 6 Months’ Suspension and $10,000 Fine – Singapore property for sale.

Posted on 25/07/2013 by albertlu

CEA Disciplines Salesperson With  6 Months’ Suspension and $10,000 Fine – Singapore property for sale. The Disciplinary Committee (DC) formed by the Council for Estate Agencies (CEA) has concluded the disciplinary proceedings against salesperson, Chua Cheng Thian, Benny on 26 … Continue reading →

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Total Debt Servicing Ratio (TDSR) – Singapore property for sale

Posted on 11/07/2013 by albertlu

Total Debt Servicing Ratio (TDSR) – Singapore property for sale The Monetary Authority of Singapore (MAS) will introduce a Total Debt Servicing Ratio (TDSR) framework for all property loans granted by financial institutions (FIs) to individuals.  This will require FIs … Continue reading →

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Minimum Occupation Period (MOP) – HDB flats for sale

Posted on 16/06/2013 by albertlu

Minimum Occupation Period (MOP) – HDB flats for sale Before HDB flat owners are eligible to sell their flats in the open market, they must have physically occupied their flats for a period of time, referred to as the Minimum Occupation … Continue reading →

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CEA’S FIRST PROSECUTION CASE AGAINST SALESPERSON FOR DUAL REPRESENTATION – real estate agency

Posted on 22/05/2013 by albertlu

CEA’S FIRST PROSECUTION CASE AGAINST SALESPERSON FOR DUAL REPRESENTATION – real estate agency The Council for Estate Agencies (CEA) charged a former real estate salesperson Nangoi Demelza Carmelita in Court today at 9am with eight charges for allegedly representing both landlords … Continue reading →

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Main sources of demand – Property for sale in Singapore

Posted on 10/05/2013 by albertlu

Main sources of demand – Property for sale in Singapore The sources of demand for property are generally from political/institutional, social and economic factors. Property for sale in Singapore. Political/Institutional Political stability creates confidence in investing in property. On the other … Continue reading →

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Industrial buildings – Factory for rent Singapore

Posted on 09/05/2013 by albertlu

Industrial buildings – Factory for rent Singapore Industrial buildings built under Business 1 (B1) zoning – these are buildings used or intended to be used mainly for clean industry, light industry, warehouse, public utilities, and telecommunication uses and other public installations … Continue reading →

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Multiple interests in the same land – Real estate for sale in Singapore

Posted on 08/05/2013 by albertlu

Multiple interests in the same land – Real estate for sale in Singapore Multiple interests in the same land can co-exist at the same time, for example. Real estate for sale in Singapore. The owner’s freehold interest in the property The … Continue reading →

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Identification of property – Home for sale in Singapore

Posted on 07/05/2013 by albertlu

Identification of property – Home for sale in Singapore The identification of property is not from the address of the property. It is identified by the district (Mukim or Town Subdivision) and the lot number. Home for sale in Singapore. Home for … Continue reading →

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